One integration. More than one way to get paid.
You integrate once. Behind that integration, each rail is a configuration — which means adding or losing one is a settings change rather than a rebuild.
1 — Apply
Tell us what you sell, where you sell it, and your current volume. No credit pull to start. We will tell you quickly whether the category is one we can support — see the acceptable use policy, which is specific on purpose.
2 — Site review
We scan your storefront and return a graded report: what would be cited, on which page, in which words, and what to change. Blocking findings must be resolved before onboarding. This step exists to protect every merchant on the platform, including the one being reviewed — a platform is only as durable as its worst-behaved merchant.
3 — Onboard
Business and identity verification, bank details, and rail enablement. You receive credentials and a test environment before anything goes live.
4 — Go live and route
Your account carries a rail preference order rather than a single processor. Transactions follow that order; if a rail is unavailable — declined at the processor level, disabled, or withdrawn — the next eligible rail takes over. You can also pin categories of product to particular rails, which matters when one rail permits a product another does not.
Card
Visa, Mastercard, Amex and Discover through acquiring partners, with routing across more than one where a merchant qualifies.
ACH / bank debit
Direct bank payment. Lower cost, no card-network category rules, and a rail that stays available when card processing does not.
Digital assets
Stablecoin and major-asset acceptance with conversion or direct settlement. No chargebacks, and no third party able to withdraw acceptance.
Rail availability depends on category, jurisdiction and underwriting. Not every merchant qualifies for every rail — which is precisely why running more than one matters.
Settlement and reserves
Settlement timing depends on the rail and on account risk. Some accounts carry a rolling reserve; where one applies we state the percentage and the hold period in writing before you sign, not after. We will not agree terms verbally and document them differently.
If a rail is withdrawn
It happens, and it is the reason this platform exists. When a rail becomes unavailable to an account we notify the merchant, route to the next eligible rail, and tell them plainly what was withdrawn and why — to the extent we are permitted to. Merchants are not left to infer an outage from a drop in conversion.