One processor drops you. Your checkout keeps working.
MaxRail gives merchants more than one way to get paid — card, ACH and digital-asset rails behind a single integration — so one policy decision at one processor cannot put a business offline.
Multi-rail by default
Card, ACH and digital-asset rails sit behind one integration. If a rail becomes unavailable, the remaining rails keep processing. Failover is the product, not an add-on.
Screened before onboarding
Every applicant is scanned against the signals that actually end processing relationships — not just a credit check. Findings arrive with the evidence and the fix.
Built by operators
We have been on the other side of a termination email, mid-quarter, with orders in flight. The architecture is a response to that, not a whiteboard exercise.
Most merchants have exactly one way to accept money. That is a single point of failure with a business attached to it.
A processor can end an account for reasons that have nothing to do with fraud, chargebacks or conduct — a category reclassification, a change in a restricted-business list, a decision made upstream and communicated by email. When that happens to a merchant running one rail, revenue stops the same morning.
The fix is not a better single processor. It is not depending on one. MaxRail merchants run more than one rail from day one, with routing rules they control, so the loss of any single rail is a degradation instead of an outage.
Apply
Tell us what you sell and where. No credit pull to start.
Site review
We scan your storefront and return a graded report. Blocking findings must be fixed before onboarding — that protects every merchant on the platform, including you.
Onboard
Identity and business verification, then rails are enabled for your account.
Go live
One integration. Multiple rails. Settlement on your schedule.
Not sure your site would pass underwriting?
We will scan it and tell you, with the specific pages and wording that would be cited. The fee is credited against onboarding if you join.